2 Pricing Sections Are Listed Below.

Empack® is a fintech company, founded on the idea of making the perfect All-In-One financial gamification platform to solve peoples pain points around money. We use gamification to make it more fun and interactive, while achieving the personal goals you set out.

Now we're building software to help you with all your financial needs in your daily life.

We plan to offer:

• Financial Account Tracking - Net Worth, Income, Expenses, Assets, etc.

• Gamification Of Finances - set goals, designed to give you structure and accountability to reach those goals, leaderboard rankings (globally and custom groups), badges, cash prizes, and much more.

• Financial Education - There's plenty of conflicting information, and many questions you never thought to ask. We hope to bridge that gap, by providing all the resources, connections to people and products, to help you learn what you need, no matter what financial position you're currently in.

• Talk To An Expert - Whether it's someone vetted on our platform, willing to speak as a mentor, or someone you find, you can pay for their time and wisdom. Some may be free, but the price is at their discretion, unless otherwise included in subscription.

• Personal A.I. Expert - Whatever question you have, you can ask the bot questions, and it will provide the best answers possible.

• Budgeting - Plan for a trip, save for a big purchase, or make custom scenarios and see which financial decision might make the most sense, based on data, to help you make the best decision possible.

• Courses - Many free and paid courses with step-by-step actions needed to start a business, for example.

• Cancel Subscriptions - we all have signed up for something and forgot about it, or don't use the service anymore. This can save you wasted money.

• Make Money On Our Platform - We plan to offer ad-revenue share, affiliate commissions from software and product links you put on your profile, referral revenue for anyone you bring to our platform (20% for as long as the customer pays for the service), and you can also request to become an expert in your field, and charge other users for your time and advice or community.

• Proprietary AI/ML software (currently started patent process).

• SO MUCH MORE!

In addition to what's described above, your private dashboard will have 20 users/clients included for sales teams, then $25/month after that for each additional user/client. All Custom leaderboards/bonuses/payouts, made by the sales company, for competition and higher revenue, will NOT have transaction fees.

Depending on SEC Regulations and ruling on our software integration, the same license for sales teams can be extended to Investment Firms, RIA Firms, Hedge Funds, etc.The company/firm can choose to pay for the user/client, or upsell it (Ex. If you chose to sell it for $100/month, you keep $75/month and we keep the same $25/month). All users will have the ability to have all Premium features personally and be included in the same same leaderboards and be a part of the charity match, at no extra cost or effort. If you no longer work with/for the company with the Enterprise License, contact us, and we'll convert it over.

Yes, but Free and Basic memberships charge a 10% commission on all transactions, and Free members need to get further permission from Empack® to follow state and federal regulations. Ex. 7 friends make a custom leaderboard, competing for the highest return on their stock portfolio, by a specific time. Everyone puts up $20, winner takes all ($140 total). Free and Basic would keep $126 and $14 would be the transaction fee. Premium and Enterprise DO NOT have fees.

In addition to what's described above, the card is mainly meant for simple deposits from leaderboards winnings, immediately after the timer ends. Depending on regulations and requirements for Neobanking features, we plan to get into other services like, checking and savings accounts, possibly cash advances, and more.

Just to clarify, Empack® is a financial technology company, not a bank.

Geographic Restrictions and Compliance: Our services, including lifetime passes, are subject to state and international regulations and may not be available in your specific location. Before making a purchase, please ensure that our services are legally permissible in your jurisdiction. If it is determined post-purchase that our services cannot be legally used in your location, we will issue a full refund in accordance with our refund policy and local laws.

Risk of Project Failure: We are dedicated to delivering a high-quality product and are working hard to bring our vision to life. However, developing innovative solutions involves significant challenges and risks, including potential delays and unforeseen technological hurdles. Your purchase supports the development process, and while we are optimistic about our success, there is a risk that the project may not succeed as planned. In the event of project failure or discontinuation, please note that contributions made during this pre-launch phase are generally non-refundable, unless required by your local consumer protection laws.

We offer a brief refund period of 7 days, post-purchase. if you change your mind, email us in this any time during those 7 days, and we'll issue you a refund. Beyond this period, refunds will only be considered in exceptional circumstances and in compliance with applicable laws.

This is what you become a part of right when you sign up, with your name and email, on the main page. All you have to do is share your special link that is sent to you in the email you received after you sign up. Every time you reach a milestone, you will get a discount for our Lifetime Plan. No one has to buy from your link, they just have to sign up with an active email. Every milestone has a greater discount code you can use at anytime on any lifetime plan, until all limited units are sold, to further fund the development.

Here's the milestones and discounts associated:

1. 3 Referrals = 28% Discount Code

2. 20 Referrals = 44% Discount Code

3. 100 Referrals = 60% Discount Code

4. 500 Referrals = FREE LIFETIME PASS!

*If you want to support us, but don't use social media, have many qualified people to share to, or any other reason, email us and ask us to send you a one-time purchase link to unlock our 44% discount code, saving you at least $1,100 on the LIFETIME PASS (1 Payment).

This is for anyone 18+ with or without big ambitious goals. No matter where you are financially, everyone wants to be more efficient. If you don't have an ambition to start a business, you can still manage your financial life here and receive many free tools or information to do that. You may not care about the leaderboard, but you might care about the sweepstakes giveaway prize you could win for doing nothing extra. No need to continuously buy those generic products, like branded cups and shirts, almost every brand sells, before every new giveaway. You could win a car or a house or any other cool product or experience.

If you are ambitious, the possibilities are endless. We leveled the playing field so you can stake your claim and make your mark.

No matter what side you're on, the impact you have on the world can change so many people's lives. Every leaderboard payout has a charity match to non-profits around the world. No more can you say, "I'm just one person. I can't change the world."

We're not just giving to any non-profit, because there's some organizations that seem to use the funds in ways we don't like. We're giving to real people. We also hope to put more power back into the peoples hands, by allowing them to vote on where a percentage of the funds are distributed. If there's a disaster from tornados, hurricanes, etc. or mistreated veterans, children, people, or animals, we want to step in and aid the best we can.

Nothing will be perfect and we can't fix everything, but with your help, we can bridge the gap significantly.

10,000 in total. The first 1,000 will have a unique badge and number, showcasing their pioneer status to all. Extensive perks could be given in the future for being such an important foundation to our companies growth. This could be an invitation to a private event, gifts, and anything else we all decide on. The rest of the 9,000 people after that will get all the other benefits listed in the pricing block, which is still significantly more than any other user will have after this closes.

Depending on how long it takes to sell all 10,000 units, we do plan to start the leaderboard competitions afterwards, and continue to build the rest of the gamification aspects, as well as everything else we plan on. The pre-sales should make this possible, and allow new users to pay for a subscription to enter into all the live leaderboards we have created at that time, and the leaderboards they chose to make for their friends or through their company.

All the proprietary technology is a huge expense to fulfill the full vision. We estimate roughly $3 million to complete everything, which is why we are pre-selling to fund the full development, as well as well as utilize interested party's in our network for early stage investments. A combination of both ensures a higher probability of success.

Expected Scenario - We sell all 10k Lifetime Passes. Including transaction fees, discount codes, etc. We may end up with $20 Million+-.
Before taxes take roughly half, leaving $10 Million - $4 Million for development cost ($3 Million estimated and $1 Million for margin of error).
$6 Million is left as a run rate for 1 or 2 leaderboards to be started for all Lifetime Pass participants. (Once the leaderboard is open, we can begin to offer additional subscriptions to more people for monthly revenue to support the payouts).
If we start 1 leaderboard paying out $100k/Month to the top 3k participants, that's $1.2 Million/year + $1.2 Match to charity (This part may have to be delayed slightly to make sure this is sufficient).
That's $2.4 Million in expenses per year, assuming we don't change anything. That leaves us 2 years+ to build out and implement our other services, gain more paying subscribers, and generate revenue in other ways to grow and offer more leaderboards with higher payouts.
(If any of theses numbers don't work properly, we plan to make it up by showing investors enough sales to justify a certain company valuation to raise the money needed. (Ex. $4 Million in sales, but still need $2 Million.
Company could be worth $10 Million+- based on sales.
Sell 5%-30% of the company for the $2 Million remainder needed.

Regardless of how we do it, the beginning only has 1-2 revenue sources. When everything is done, there will be roughly a dozen sources of revenue.

Like stated above in the "Who Is This For" section, this just allows people to utilize the finished platform as much or as little as they want. Instead of paying for virtually the same items from other brands with their logo on it, you can get similar prizes like cars, properties, produces, or experiences, without spending any extra. If you still want a cup or a shirt with our logo on it, we can still offer that, but it isn't required.